Merger Kit_Final

Rates as of March 31, 2016

Consumer Banking

Certificate of Deposit** ($10,000 minimum balance required)

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM OPENING DEPOSIT

INTEREST RATES

INTEREST RATES

ANNUAL PERCENTAGE YIELD (APY)

.10%

.10%

$50

SAVINGS*

0.10%

0.10%

3 MONTH

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM OPENING DEPOSIT

INTEREST RATES

0.20%

0.20%

6 MONTH

MONEY MARKET SAVINGS*

0.35%

0.35%

9 MONTH

$1,000

0.40%

0.40%

12 MONTH

.05%

.05%

$0 TO 10,000

1.00%

1.00%

13 MONTH

.15%

.15%

$10,001 TO 25,000

0.45%

0.45%

15 MONTH

.40%

.40%

$25,001+

0.50%

0.50%

18 MONTH

0.60%

0.60%

24 MONTH

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM OPENING DEPOSIT

INTEREST RATES

1.34%

1.35%

30 MONTH

0.75%

0.75%

.10%

.10%

$1,000

36 MONTH

INTEREST CHECKING*

1.00%

1.00%

48 MONTH

.40%

.40%

$10,000

INVESTOR CHECKING*

1.73%

1.75%

60 MONTH

Business Banking

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM OPENING DEPOSIT

INTEREST RATES

BUSINESS MONEY MARKET*

$500

Rates are effective as of March 31, 2016

.15%

.15%

$0 TO 25,000

*Rates are determined by the bank, and may change after the account is opened. Fees can reduce earnings.

.25%

.25%

$25,001 TO 100,000

.35%

.35%

$100,001 TO 500,000

.45%

.45%

$500,001+

**Early withdrawal penalties may be imposed. Fees may reduce earnings.

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