AR 2018

products & services

total equity capital up 61%

• Property Rehabilitation • New Construction • Lot Financing • Land Development Construction & Developmemt commercial loans

deposit portfolio Personal Savings Personal Checking Business Savings Business Checking Certificates of Deposit

• Mini-Permanent Loans • Revolving Lines of Credit • Affordable Housing Financing • Tax Credit Bridge Loans MultiFamily Lending

• Owner Occupied Homes • Vacation Homes • Residential Rental Homes • Home Equity Lines of Credit • Construction/Bridge Loans Residential Real Estate • Office Buildings • Retail Strip Centers • Industrial Properties • Mixed-Use Buildings Commercial Real Estate

commercial & industrial

• Receivables & Inventory Financing • Equipment Acquisition

• Lease Financing • SBA Financing

• Executive Lines of Credit • Stock/Bond Secured Loans • Auto Financing • Recreational Vehicles • Overdraft Lines of Credit personal loans

Loan portfolio Owner Occupied Commercial Real Estate Nonowner Occupied Commercial Real Estate Construction & Development Commercial & Industrial

Lending As the premier real estate lender in the Twin Cities, Bridgewater Bank’s loan products are assembled tomeet the distinctive needs of real estate and small business entrepreneurs. Our lenders are experts in the markets we serve. Together, we realize that flexibility and quick responses are integral to ensuring our clients’ success.

Multifamily 1-4 Family

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