2020 Annual Report

Total Loans In Billions Total assets In Billions Growth: it’s more than a core value

Total deposits In Billions

$2.93

$2.50

$2.33

$2.27

$1.97

$1.82

$1.91

$1.66

$1.56

>> CAGR 21.9%

>> CAGR 20.0%

>> CAGR 23.2%

2018 2019

2020

2018 2019

2020

2018 2019

2020

Tangible book Value per share*

Adjusted Efficiency ratio*

Financial highlights

$9.31

43.3%

41.7%

$8.33

40.5%

$7.22

>> CAGR 19.9%

2018 2019

2020

2018 2019

2020

CAGR = Compound Annual Growth Rate *Represents a Non-GAAP Financial Measure